🎯34: ‘Retire’ Busy Professionals with USD 100K + 15mins/week
➜ No job.
➜ No boss.
➜ No client.
➜ No tenant.
➜ No investor.
➜ No employee.
➜ No problem.
How: Cashflow + Mastery = True Freedom (Featured on SG Visionaries)
➜ Small Passive Cashflow
➜ Feel Peace, Buy Time
➜ Build Self/Craft Mastery
➜ Big Active Cashflow
➜ Big Passive Cashflow
This is MADE FOR YOU if you're a…
Busy professional juggling work, side hustle, and family. You want your money to grow even when you’re not watching it.
Investor tired of waiting for 4% a year with $1M portfolio. You want consistent income and real progress toward FIRE.
Trader done with chasing charts, indicators, news, trends, and hype. You want a calm, repeatable system that compounds.
Parent who wants to stabilize your cash flow so you can be present with your growing kids, and gift occasional extra treats.
Entrepreneur who wants predictable cash flow to reinvest in yourself, your team, business tools, and growth channels.
Freelancer who’s sick of the feast-or-famine cycle. You want steady, reliable income streams and choose to work only with your best clients.
Digital nomad who’s seen the “make $10K/month in 90 days” hype. You want real results built on consistency and real world practicality.
MIX of the above (if you're like me)...
I built this because I lived all of it (except being a parent).
My dad passed away when I was 28 and my mom passed on recently when I am 35.
Something hit me hard: they worked their whole lives but never had the space to slow down, to notice, to rest, to truly live.
100K2FIRE was born from that lesson: to build wealth without losing your health, peace, or purpose.
First, we stabilize Cashflow so your foundation is strong.
Next, we sharpen Mastery through your craft, your mind, and your leverage.
Finally, we unlock True Freedom so you can design a life you wish to stay healthy and live long for.
Alert: this is NOT FOR YOU if you're a…
“Financial planner” who pushes investment-linked policies and brainwash themselves, “It depends on how you use it.”
“Guru,” “Sifu,” or “Lifestyle BS Coach” who parrots without independent thinking nor helping community take real consistent action to achieve real consistent results.
I paid $100,000 to learn some hard lessons (Read more below under Value 1 and 2).
1/ Make INFORMED decision.
My job as a seller is to offer and show value.
Your job as a buyer is to analyse BS and decide.
Decide with an informed "YES or NO" is BOTH POWERFUL.
Later, I’ll share my...
Journey (not to bore you)
& Results (not to brag either)
If I can’t cause you to treat this seriously, even my “best strategies” WILL NOT work for you.
Invest 30mins (15m to read, 15m to think).
2/ Accelerator/Trailblazer is the ONLY direct access to me.
I no longer entertain "Coffee Chat", "Free Zoom", or extended DMs.
Observed enough people don’t value free stuff.
Untrackable, no transformation, complete waste of time.
Success in anything is simply strategic consistent action.
Also, this is NOT FOR fickle-minded and indecisive folks.
3/ I’m NOT here to 'make friends'.
But create real life success cases with committed individuals.
My life going forward is ONLY for my immediate family and inner circle.
Spend normal days with special people,
Not special days with normal people.
Absolutely no normal days with normal people.
Think from my late parents' deathbed perspective:
There's only 0.01% people and purpose that truly matters.
Cut through all noises and may you enjoy this serenity and focus too.
This is what I meant by "Cashflow + Mastery = True Freedom".
To ensure this is worth it. I’m a verified trader on Fundseeder. Will continue to raise fees as I earn even more rights to do so.
Results Documentation
Sacred: I somehow recorded and published this video 1 day before my mom passed on 13th Sept 2025.
This completely sums up my lifelong vision and mission for 100k2FIRE and inner circle.
Those prefer to listen, watch video ☝️☝️☝️
Those prefer to read, continue on 👇👇👇
Problem we solve:
Busy professionals tolerating conflicting jobs, bosses, clients, or partners while AI wipes out our market value at scale (AKA: replaceable).
Solution we serve:
Cashflow + Mastery = True Freedom.
Overview Journey:
Make and/or compound 100k capital
Stopped relying on job, boss, client or partner
Keep the job you love without retrenchment fear
Negotiate better salary or work flexibility
Switch career confidently (if you choose to)
Build that venture you’ve been thinking (I’m doing this now)
Enjoy your journey towards >$1M without tolerating job, boss, client or partner
Criteria:
Existing investors/traders (done >1 trade)
Option selling experience is a bonus
Independent thinker and action taker
Minimum USD $50k capital (will increase)
PS: we won’t use all capital at once
Completely new investors/traders may take 100mins challenge to learn the basics first.
⸻
Event: on 4 Sept 2025, 6am, I wrote a prediction on Glassdoor as follows (actually forecasted this on March 2025).
“This is the future of work I see:”
Companies get bigger with more AI & robotics
Fewer full-time roles, more gig and contract work
People juggle more and split into two camps
Camp 1: FIREfighter
Scrambles for the next paycheck
Takes whatever jobs that come
No time for specific, strategic mastery
Command same or lower compensation
Trapped in a vicious cycle
Camp 2: FIREstarter
Owns consistent base cashflow
Chooses ONLY strategic work
Keeps mastering a specific “CRAFTSET”
Commands higher compensation
Builds a victory cycle
Person A commented: “But gig is not sustainable”.
My reply: “End of the day, businesses exist for profit, not charity. Profit flows to media, and sustained media follows mastery.”
This is what we stand for at 100K2FIRE:
Cashflow + Mastery = True Freedom
Person B commented: “Please go back to Linkedin, thank you.”
Many liked, supported and laughed at that comment.
My reply: “Sure, pls go back office (and stay replaceable)”.
Person C commented: “Yawn… herald of the apocalypse type of theory. Simplistic argumentation, businesses are not mono-dimensional, they respond to market needs, but ultimately the market is responding to the needs of the people. A scenario where most people are impoverished will simply kill demand for anything, and businesses will collapse from that like a card castle. Let me guess, you classify yourself as a firestarter?”
He’s got a point.
What he’s saying (simplified):
“Supply ↔ Demand ↔ Societal stability”
He’s defending a macroeconomic equilibrium view.
I’m describing a shift in economic structure and individual strategy.
Camp 1 FIREfighters believes:
“Que sera, sera. Whatever will be, will be.”
Camp 2 FIREstarters believes:
“Nobody cares about your family, freedom, or money more than you do. So do something today, or stay permanently replaceable.”
If you’re in camp 1, close this page.
If you’re the top 10% in camp 2, read on.
Part 1: CASHFLOW + Mastery = True Freedom
In Jun 2019, it took 720k SGD to ‘retire’ with 3K/month via dividend investing (from my skill level back then).
In Aug 2025, it takes ~78k SGD to achieve the same via our Evergreen Flywheel Strategy (+89.16% efficiency).
Fun fact: It took me 8 months in 2025 to make 1.4X my annual salary of my previous day job (15mins/week vs 8-6pm).
Some disclaimers and nuances:
Above is based on my 26-months average 46.68% cashflow p.a. between May22–Sep25 (Capital gain/loss not factored in)
Been doing 18–22% cashflow p.a before resigning on Sep24. I’ve also done 50–104% cashflow p.a. on some weeks after leaving day job but found it too aggressive and unsustainable.
Striking the balance is key. We’ve codified best practices, risk range, and an adjustable settings to optimise our “attack and defense”
What this might mean for you:
You’ve achieved 100K + 15min workweek
Keep the job you love, no more layoff fears
Negotiate confidently for better pay or flexible work terms
Switch careers confidently on your terms (since safety net secured)
Or finally build that venture you’ve been thinking (I’m doing this now)
NOTE: Every 100K allows BASIC FIRE for One. Healthy. Adult.
NOT a village.
NOT luxurious lifestyle.
Get real.
⸻
Part 2: Cashflow + MASTERY = True Freedom
Everything—absolutely everything you get on 100K2FIRE is optimised and engineered not by accident.
Looking through another personal reflection tracker:
46 weeks between Week 67–112
Averaged $958/week in 17.14 mins/week
Which works out to USD $3,352.86/hour
Portfolio size as of this writing is USD $78,934
Note: since I’ve been pounding on the 15min workweek—disclosing that 17 mins was due to heavy experiments between Week 77–91 (avg 24.66mins).
All these were built on top of 3 Goals:
I refuse to “pray” for bull market like a traditional buy/hold investor.
I refuse to profit ONLY if I'm right directionally like a traditional buy/sell trader.
I refuse to take “blood money” selling my soul again to any misaligned job, boss, client or partner.
Today, our Evergreen Flywheel Strategy pays us whether we're right or wrong (note: holding power is key, only invest what you DON’T NEED in the short term).
Though this USD $3,352.86/hour isn’t life-changing monthly income, what it gifts me — is 29 days and 23 hours per month to work on my health, mindfulness, and this lifework.
And it’s only possible because I’ve codified and engineered my top objective thought, emotion, and behaviour patterns that make this outcome sustainable.
You have your unique set too. Till some point, we simply can’t brute-force our way into mastery.
We want to play an “unfair game” that works hyper-specifically for our unique
12 avatars
36 values
7 levels cashflow
21 financial focuses
I may not be the best person on earth.
Not yet my best version this lifetime either.
But perhaps, I'm my best self at this point of time.
Aside minor career milestones:
I'm much calmer these days around people and things that don't really matter.
I genuinely love my work, morning walks and quiet lunch.
Started doing my part to take care of my health because I wish to live and work longer.
I’m mindfully grateful that I can climb stairs and use toilet independently.
I spend normal days with special people, not special days with normal people. Read again.
These are some personal definitions of Mastery, you create yours too.
Another way to look at Mastery is through the lens of “taste.”
Think of “chicken rice” in general.
Now think of your “favourite chicken rice”.
There’s something subtle that made all the difference to keep you going back.
That’s the kind of mastery we’re building here.
Now, AI can mass-produce good work; fast, cheap and reliably.
We focus on creating exceptional work; slow, remarkable and unforgettable.
They zig, we zag.
But zag strategically,
I’ll share more below.
⸻
Zooming out, I’m offering you $300,000 + $XXX of baseline value.
“Cashflow + Mastery = True Freedom” is conceptual.
Let me break it down-to-earth on what might you get (or avoid) in this process.
Everything I’ve shared above cost me ~$300k SGD and >20.5 years as of 4 Sept 2025 to be where I am today.
You may save a % of my headaches (and heartaches) by installing and adapting my cashflow/mastery structures on your situations.
Big Macro Breakdown
$50,000-ish on wealth building programs.
$50,000-ish on investing in schemes (and scams).
$100,000-ish on my 1st failed investing/trading portfolio.
$100,000-ish options premiums (76k USD ➜ 98.8k SGD)
Brings to ~$300k SGD
Plus 100k more... continue to read below.
🟠 Cashflow + 🟣 Mastery = True Freedom
🟠 $50,000: Wealth Programs. Avoid buying into programs that you can’t take sustainable actions that leads to consistent results. Best practices embedded.
🟠 $50,000: Schemes/Scams. Don’t trust ‘guru/expert’ blindly. Friendly head-nodding experts are stressed up by their bosses and KPIs. Work with someone who wins as you win, objectively.
🟠 $100,000: Actual Practice. Invest in systematic methods where you can track, tweak and optimise performance. Don’t ever rely on “gut feel” again. I make consistent cashflow because I stopped “trusting my gut”.
🟠 $100,000: Option Selling. You can experience the Impatience ➜ Greed ➜ Oversize ➜ Market Crash ➜ Cut Loss ➜ Repeat cycle. Or install an optimised structure that overcomes them (like this).
🟣 $XXX: Relationship with Self. We all value ourselves differently. Keep making decision based on our best abilities so that we might minimise regret. Cashflow + Mastery = True Freedom.
🟣 $7,200/year: Optimised Self. Potential active cashflow bumps. Make more, Work less, or Make more while working less.
🟣 $147,600: Strategic Value Positioning. There are 1000s of Option Mentors out there. Maybe one of them cares about you actually achieving your real dreams by dominating your game with your unfair advantage.
🟠 Additional $79,412 USD / 100k SGD: My current portfolio is on the line to optimise our cashflow strategy even further. There is absolutely 100% incentive for myself (and you) to do well.
Total SGD value: $558,035 + $XXX
Total USD value: $429,257 + $XXX
$3250/year of it came from joining a program that claims “Make $10k/month in 90 days or coach you until you do”.
Except, it took 13.5 months to realised:
I was uninformed of 1000+ real world nuances
Actually needing daily long hours “DM spamming people”
Can’t access to coach after 5pm (what a way to demonstrate “How to run a Lifestyle Business”)
Results not met, and still gotten renewal pitch despite “coach you until you do” promise.
I’m good with slow result, but I felt disrespected getting renewal pitch.
I may act blur, but I’m not blur.
I understood as long as we’re dealing with external forces like “job, boss, client, or partner”, it won’t be as predictable as we like.
That’s why I love systematic ETF option selling.
And that’s why I built 100k2FIRE differently:
Actions: Sell options, Get paid, Compound (repeat).
Strategic vehicle: Time Decay IS YOUR FRIEND.
Transparent proof of work: View my personal and community results.
Sustainable: 15mins/week (every move must count)
Consistency: We’ve achieved 50%+ consistent action rate. Most programs see a 80-90% drop-off within 2-4 weeks.
(NEW) Quality control: Top 10% only; Independent thinkers & action takers.
The following bullet-list are my wealth building journey, attempts and investments.
My conclusion: “Nothing comes close to Option Selling” in terms of input-output efficiency, success rate, more (Even 100k2FIRE As A Business is less efficient).
Quick Wealth Building History
2012: Blogging and authoring
2013: Team building facilitator
2014: Network marketing
2015: MLM (outrageous scams)
2015: Property rental (ultra high input)
2016: eCommerce
2017: App entrepreneurship
2018: Training & consulting (loved it, but burnt out)
2019: Dividend Investing (share more later)
2019: Infographics designer (too much client edits)
2020: Swing trading (-100k, share more later)
2021: Course creator (hate creating just for $)
2021: Education sales job (can’t control quality)
2023: More sales jobs (can't contribute systems)
>2024: 100k2FIRE (software as a business)
Skills I’ve paid to develop for “Mastery” so you can too
(I’m keeping names generic for non-affiliations):
2005 - Psychological Assessments
2008 - Design thinking
2008 - Intrinsic Motivation Styles
2013 - Nature inspired Personalities
2014 - Strengths-based Living
2015 - Sales Team Culture Building (U$300)
2016 - Public Speaking ($200-ish/year)
2016 - Transformative Breakthroughs (~$5,000)
2017 - Dividend Investing 1 ($500)
2017 - Real Estate Investing ($3500)
2017 - Mobile App Creation ($1500)
2018 - Whole Life/Biz Transformation (U$350/m)
2018 - Personal Whole Life Mastery ($800)
2019 - Dividend Investing 2 ($1700)
2019 - Professional Adult Training ($1700)
2019 - Entrepreneurial X Temperaments
2020 - Price Action Trading ($4200)
2020 - Social Media 101 ($100)
2021 - Course Creation ($420)
2021 - Modern Marketing/Freelancing ($1400)
2022 - Sales Campaigns ($1000)
2022 - Strategic Value Positioning 1 ($500)
2022 - Online Business Model 1 ($1350)
2023 - Online Business Model 2 ($3250)
2023 - Sales Campaigns 2
2023 - Product Architect Method
2023 - Professional Insurance ($500)
2024 - Professional Investing ($500)
2024 - Strategic Value Positioning 2 ($50)
2024 - Leads Architect Method
2024 - AI Content Creation (U$100)
2025 - Money Architect Method
Note: I allow Trailblazers to pick my brain on these topics on top of our weekly cashflow structures.
Forget scams, let’s talk schemes.
Of this 50k, I’ve lost ~$8000 blindly trusting a friend, legalised professional, to invest in a scheme called investment linked plan (ILP).
For short story:
Instead of paying ~55% yearly fees, might as well dollar cost average (DCA) that $200/month for 4.5 years into S&P500 ETF.
I didn’t have a lot income surplus back then as my focus was upgrading myself through courses, programs and seminars.
Factoring 10% compounding of S&P500, that $200/month should end up around $13.3k… I cut loss with huge ILP’s penalty and got back around $5.2k (or $2.5k).
Extended sharing here
BTW, for new investors reading this:
What I’m doing is intermediate to advanced specific strategy.
If you have high income and patient enough to accumulate >$1M in 10-20 years, DCA into S&P500 ETF is usually sound for most people.
You can start with 100mins Challenge Day 3 to build overall fundamentals on investing, trading and options.
For the 10% of us wanting to ‘retire’ ourselves and redesign our career/life from 100k onwards, read on.
In April 2019, I’ve decided to take personal finance independently and seriously.
Paid $1,700-ish for a dividend investing course and started a 100k account with my wife on June.
Note that 100k wasn’t fully mine (though I ‘returned’ my wife on AUG 2024 after losing it).
We started by picking our first 7 dividend paying REITs (Real Estate Investment Trusts).
We were ‘so lucky and accurate’ that one of our REITs crashed around Oct 2019 due to Hong Kong Riot.
This was my 1st impression why I shouldn’t touch single stocks but ETF ONLY.
Fast forward March 2020
Global shutdown due to Covid-19 crash.
I took a huge loss selling at market bottom (late March).
Turned trader on April 2020 feeling like a genius (not knowing market has bottomed).
Started dabbling into DLCs, CFDs, Unit Trust, Swing trade, Day-trade from SG, HK, US market (“everything” except Crypto and Forex).
Fast forward March 2021 (and lessons)
I still had roughly 70k then, but lost 99% of it trading Hong kong’s Top 5 Big Tech’s DLCs (Daily Leverage Certificates).
Lesson: I had “5 bullets” for each of the 5 companies. After losing the remaining amount;
I realised I could have budgeted “25 bullets” for ONE HongKong Tech ETF
This formed the foundation of our current Evergreen Flywheel Strategy.
This was my 2nd and last conviction why I must specialise ETF instead.
As my bank account was running dry, I gave up trading/investing for a year and work on day job until restarted it on May 2022 via option selling.
I reflected and noticed I was consistently losing because I kept on BUYING long/short DLCs in the past (same for buying put/call options).
Lesson: a subtle BUT game-changing difference
“Don’t buy. DO SELL”.
We NEED to be right when we ‘BUY’.
We NEED NOT be right when we ‘SELL’.
As of this writing on 5 Sept 2025, I’ve generated total of USD $76,247 options premiums since July 2023.
My portfolio size is now USD $79,412 (multiply by 1.3 should be about 100k SGD).
Question: How can I generate 76k USD while only having 79k USD now?
Because I screwed up and didn’t follow my own plan on April 2025 Trump Tariff crash.
114k ➜ 38k ➜ 79k
In other words, I lost the profits/premiums I’ve gained.
The good thing about option selling is that it is rather forgiving which helped me survive long enough to learn.
The bad thing about option buying/selling is most people lose money as they rely on ‘gut feel’ instead of Structured SELLING.
Lesson: Instead of losing it ourselves, learn from practitioners.
It can be someone else
It can be me.
Decide independently.
The alternative is to copy blindly like this person.
While his trade setup looks like mine,
He didn’t know he’s on high risk alert.
How do I know?
“Taste”. Art. Whatever you call it.
What we need isn’t just information, ‘tactics’, or 'actions'.
What we need is deep “nuanced informed actions” (NIA).
Pushing boundary further: codify "NIA" so members can do it accurately.
For this reason, I’ve stopped sharing my positions on social media.
I thought I was being generous.
But freeloaders are naively killing themselves.
This does more harm than good.
Remember my wife contributed money on our first 100k account?
Yes, it hurts losing those money.
It hurts even more because we just got married for a year.
Do anything but don’t make decisions that you’ll regret later.
Our original intend was to buy and hold long term for the dividends.
But somewhere along the line I started doing “revenge trades”, and “forgotten” our original plan, then lost it all.
Singapore HDB prices bottomed around March 2020 too.
My income was unstable as a freelance trainer then
And I didn’t had the courage to get a home for us.
Not doing well financially sucks.
Whoever that said “Money Isn’t Everything” doesn’t know what money can do to them mentally, emotionally, now and future (and is usually broke).
Lesson: Money is NOT evil, lack of money causes more harm than good. On the flipside, having money actually test our humility and generously FOR REAL. Go make lots of money and see if you’re truly humble and generous.
Lesson: Own your shit. Despite wife saying she’s prepared to lose it all and don’t expect me to ‘repay her’, I did it for my own conscience. Money and relationships come and go, while relationship with self remains this lifetime.
Are you proud of you?
Am I proud of me?
Have a powerful answer.
Think of the amount you’re earning now.
Think of the amount your ‘Optimised Self’ could be earning.
What number would it be?
Let’s use a lower-middle $3000/month, which brings to $36k a year.
Become your ‘Optimised Self’
Bring exceptional value for your workplace
Even a 20% increase is $7,200/year
If you’re earning way higher than $3k/month, then this should worth much more for you.
Realistically, again, as long as we’re dealing with external forces like “job, boss, client, partner”, we don’t always get to decide.
Thus, your “Optimised Self” may not make extra income for you.
But you can achieve same/more results with less effort.
I was once a sales consultant in an EduTech company. I usually finish my ‘real work’ between 15 mins to 2 hours a day.
My work officially starts at 9am
Start my ‘real work’ at 830am
Finished by the time colleagues reach office at 9am
Invest the rest of the day improving my work processes
At the same time, I had a team leader who usually worked beyond 1AM (I respect and salute her).
She’s usually the top achiever.
I’m consistently ranked 3-8 (team of 16).
She works IN the business.
I work ON the business (and my health).
Subtle shift, huge difference.
Optimised Self = Make More and/or Work Less
One result I'm still proud of:
Company once awarded me a service recognition
I had created time ‘out of thin air’
Thus able to construct a systematic workflow
Encouraged parents (customers) to review for my workplace
Somehow, many were happy to include my name too.
Lastly, I started my “Mastery Journey” since I was 15 (and was on the verge of suicide at 11).
If we don’t know our unique values, beliefs and Strategic Value Positioning, it will cost the root of our success: self-esteem.
Without self-esteem, we don’t believe we can learn, do, achieve anything.
And with it, we can.
Read again.
No one can put a price tag on life and suicide. But let me be superficial by using the lower-middle 3k income as example again.
A 20% bump is $7,200/year and it took me 20.5 years to engineer what I have today; adding $147,600 value.
(If you know how to invest, these compound even more based on your skills AND STRUCTURE).
Flipside, let’s consider this ‘un-superficial’ perspective:
If you can make $1M today by dining with your spouse, would you? — Sure, no brainer.
If you can make $1M today by dying tomorrow, would you? — Perhaps, the terminally ill. 99% won’t.
So for the 99% of us who’re still privileged to have a longer One Life ahead of us, what price will we pay to design our best possible life?
This above screenshot carried me through my dark, lost days.
Tendered resignation on 26 Sept 2024.
25 Oct 24: "Yay, finally free from quiet-quitted boss".
Nov 24: "I'm living my 'lifestyle business' in hotel lobby, cafe, library!"
Dec 24: Confused, kept switching plans and routine. Overwhelmed, doubted myself.
Jan 25: Gotten some momentum, found working from home most condusive for me.
Feb 25: Evergreen Whale Strategy brought my portfolio back to personal all-time high despite ETF is still -48% from its high.
Mar 25: Felt over the moon thinking "I'm invincible", upsize my-then "bullish cash compounder" and "sleeping bear ratio".
Apr 25: Trump imposed tariff on an island with only penguines, stock market crashed even further.
Portfolio: from 76K capital ➜ 112K personal best to...
➜ 78K: "ok... well, still profitable."
➜ 48K: "Hmm, I think it should be fine. VIX signals bottom already." (which did happen).
➜ 38K: "Dear, I wonder am I cut out to mentor my community..."
➜ 58K: "I think market should crash again before it goes up again." (which didn't happen).
➜ 65K-ish: Impatience, all 4300 shares got caught away...which valued at 193K at the time of writing instead of my 84K portfolio.
➜ My point: Evergreen Whale is already robust. Students who followed plan beat me whom didn't follow my own plan.
➜ 70K-ish: "Hmm, this variation seems to be stable."
"Feeling less impatience and fear these days."
"Would be great if I apply this pre-crash."
"Nah, nevermind. Move on, no point regretting."
➜ 80K-ish: "Feels more boring and stable than Evergreen Whale, let's call it TurtleHare (THS)."
Jul 25: Started experimenting THS in the dark without showcasing much about it.
Aug 25: Found something that works, while certain elements are still hard to monitor.
Sept 25: Late mom just passed on, continue trade as per normal without experiment.
Oct 25: Started showcasing THS cashflow result in public because it has proven to reduce max loss by ~90%.
Beyond:
Investing: Continue to look for blindspot and optimise as usual.
Business: 100k2FIRE gotten more momentum, and continue to keep working on it.
12 Nov 2025: Break personal best again on Fundseeder as market drawdown.
Been hovering around rank 800+ and now I'm back to rank 584 out of 12,700+ traders.
TurtleHare had really helped me reduce max loss and volatility greatly over past few months.
Thus, feeling less impatience, greed, oversize, correct/crash, fear, panic sell, repeat.
No point beating myself up over April Trump Tarriff mistake. Keep improving.
The above is a small slice of my life.
It is an essence of "Accelerator Program".
"Trailblazer" speeds up your overall growth even more.
Accelerator enables you to drive BETTER VEHICLE.
Trailblazer enables you to become a BETTER DRIVER.
YOU CAN design your 'Early Profitable Retirement' systematically too.
Everything you get in this Flagship Program took me 20-ish years to INTEGRATE.
You can now install them fully in the next 1-2 years.
"Cashflow + Mastery = True Freedom"
Without "Cashflow", I would have...:
Panick over my bank account by Feb 2025.
Produce subpar work and feel shit about myself.
Pressured to "make ends meet" and forgo "Mastery".
Pressured to go back to day job working for quiet-quitted bosses (again).
Stucked in never-ending "quit-day-job-and-entrepreneurship-cycle."
Missed my late mom's last days signals around Aug 2025 (made her a legacy video).
Missed arranging her sisters to visit more often before 13 Sept 25 (thankfully I did).
At one point, she even joked with her sisters "you all keep coming to visit as if I'm going to die like that".
Except, some contextual research did suggests me so. And that's what I told her sisters privately too.
Missed giving time to grieve properly (couldn't do so during Dec 2018 when my late dad passed).
With "Cashflow", I...:
Stayed true to myself and 100k2FIRE's mission.
Have the spending power to deploy "REAL R&D MONEY" to push limits and keep improving.
Choose to work ONLY with suitable, aligned, and quality people (even if there's "no sale").
Walk in park daily after accompanying wife to MRT for work.
Stretch 15 minutes under the sun after quiet lunch (need vitamin D).
Have space to put effort in my overall wellbeing so I may live well longer to continue this "Lifework".
Work on "Mastery".
Self Mastery: Know what I care about, good at, and play only games I can enjoy playing, competing and excelling.
Craft Mastery: Work on strategic tasks, refinements, continue to disrupt myself and maintain "economic moat" for 100k2FIRE.
Whether you're a:
Busy professional
Investor
Trader
Parent
Entrepreneur
Freelancer
Digital nomad
a MIX of above
wants income
AND IMPACT
This flagship program is made for you.
By month 1: Sell options for "cashflow" independently and complete a weekly google form (30s).
Check-in is meant to
(1) psychologically manage our fear, greed and impatience
(2) so we position ourselves better for the next crash and
(3) build up case studies as 100k2FIRE grows.
You'll unlock free bonuses which I'll share below under "Mastery" segment.
By month 3: Ask questions on-the-go to understand nuanced situation and make better decision.
By month 9: Hopefully you experienced and survived market crash/correction and feel how resilent it is yourself.
Don't trust me and what I share online. I have blindspots too.
Survive it yourself and have the conviction yourself.
By month 12: Make independent and sound decisions in different nuanced market situation.
All time:
Use TurtleHare to generate safe weekly income until market had full-on crash.
Use Whale 2.0 to generate supplement income and enhance performance.
Stay patient. Should market crash, attack with Phoenix Moonshot 2.0.
Beyond month 12:
Keep repeating your weekly cashflow routine
Hone "Mastery" and design your best possible life yet.
Note: To be clear, YOU ARE NOT PAYING for "Mastery" as ACCELERATOR (Trailblazer do).
This is my original intention of building an online community to empower people living their truest life.
"Mastery" takes time and effort, unlike "Cashflow" being more passive in nature.
Thus, option selling became the 'entry skill' for you to consider working with me.
But what I actually care about is you living your best possible life.
If "Mastery" isn't what you care about, you may ignore it and focus on "Cashflow".
When our "Cashflow" is taken care of, everything else becomes practical to explore.
When our "Cashflow" is unstable, everything I shared are worthless philosophies.
After 1 month of generating your option cashflow independently, you'll embark on your "Mastery Journey" thereafter.
12 Avatars: Don't "start with why" blindly, but "start with WHO" instead.
I listened to Jack Ma in my 20s, walked in circles and realised I'm not Jack Ma.
You're not me, so I will introduce you to your "Shadow Strategist" later.
7 Levels Cashflow: Most people recklessly jump into "what should I do?"
AKA: The tactics, strategies, method, "secrets" etc.
But it's better to first identify "Where am I now? Where am I heading next?"
21 Financial Focus: Now's a wiser time to consider "What should I do?"
36 Valuable Values: Then optimise your "HOW to do ABC" systematically now.
This way, you create your own games, rules and truths.
You play to your natural unfair advantage.
Your competitions will have uphill battle against you.
Your Hyper Personalised Shadow Strategist": Stop paying for a "1 specialisation life coach" for USD $350/hour who has temperament.
Get access to a "5-layers integrated specialisations" AI coach for being part of this program, 24/7, FREE. ($350 X 24 = $8,400 per day)
This is built mainly for you, and only for you. Nothing is perfect in this world, but this is closest to perfection one can find.
Our generic Chatgpt will only spill out generic direction, while Shadow Strategist will guide you to consider what's truest to you.
Continue to hyper-personalise your unique path:
(a) Employee in same workplace (more money and/or less effort, etc).
(b) Employee shifting workplace/industry (more money and/or less effort, etc).
(c) Aspiring entrepreneur looking to build a side project (more money and/or freedom, etc)
(d) Existing entrepreneur looking to enhance what's already working (more money/freedom and/or less effort, etc)
Bonus: Do the above with your life/business partner (for FREE).
You'll have much better relationship at home.
Or you'll have much better synergy at work.
Continue to hyper-personalise your unique path as individual or with your partner (for FREE).
Accelerator paces themselves by mastering the above in around 2.3 year.
Trailblazer will master all above within 1 year, and it's up to them to tune up/down:
3 months high intensity and 9 months working on strategic direction.
6 months high intensity and 6 months working on strategic direction.
Note: Trailblazer MUST BE VERY CLEAR of their intended outcome.
If your outcome is MONETARY returns, you MUST be an existing entrepreneur with a GREAT Product and/or Service.
If your outcome is fulfillment, flow and effort optimisation, it will work for all above.
Nobody complains buying lottery is a scam because they have no expectation of winning.
I felt scam when I joined a program that promised "make 10k/month in 90 days or coach you until you do".
I was still stuck after 12 months AND they did a renewal call with me. I act blur to be courteous, he thought I'm blur.
So know your outcome and intention, this objectivity will keep us level-headed and focused.
🟢 Spend normal days with special people.
🟡 Not special days with normal people.
🔴 Effing no normal days with normal people.
I spent my entire childhood worrying how people would judge me.
I lived my teenage years trying to please them so someone may approve of me.
I wasted my young adulthood working under quiet-quitted bosses who doesn't care much.
I now think from deathbed perspective and only spend time with immediate family and direct students.
Truly, only 0.01% of the people and activities matter.
And thanks to the internet:
we as mature adults
take full responsibility
to learn unique set of skills
and chart our own future
I'm still working on my "Option Selling" skills because I don't wish to deal with a job, boss, employee, partner, tenant, etc.
They said "you introverts need to get out of your comfort zone".
I replied "then continue to go please those people as you wish."
I'm still working on my "Self-Mastery" because we only have 1 life.
I no longer wish to waste it following someone else' paths blindly.
Nobody cares about our wellbeing more than we ourselves do.
In a way,
This is Cashflow + Mastery = True Freedom.
This is Accelerator & Trailblazer Program.
Go create your rules.
Go live your truths.
MM
100k2FIRE
